Pages

Wednesday, May 30, 2012

Need A Mortgage While Rates Are Still At All Time Lows !!!

Homepage Pic
Nikitas Kouimanis
Senior Loan Officer
NMLS # 9659
Welcome to my website, my name is Nikitas Kouimanis. I am a Senior Loan Officer and I want to help you with all your mortgage questions and needs. If you are looking to work with someone who has vast knowledge of all loan options but also has your best interests in mind you’ve come to the right place. Whether you are purchasing or refinancing a home, the process can be complicated and it’s vital that you know all options available before you move forward. Owning a home to most people is their biggest investment, and I want to help you get the most out of it.

I work throughout New York, but most of my clients come from Manhattan, Brooklyn and Long Island. Whether you are a first time home buyer or an experienced buyer, I know I can assist you. I have access to many different loan programs. Let me find the perfect program for your situation.

Purchasing a home in Manhattan, Brooklyn, Long Island, or anywhere else in New York? I have home loan product that can make your home purchase dreams come true. I offer conventional home loans with some of the most competitive rates you will find. I have conventional loan program with both fix and adjustable rates. Purchasing a home that is over the conforming limit of $625,500? No problem. I offer jumbo loan programs. Since jumbo loans can have higher rates, it’s important to work with someone who has experience. I have access to the most competitive jumbo rates you’ll find. I also specialize in government home loan programs. Government programs were created to make home ownership possible to more people. FHA and VA loans are great examples. FHA programs have lower down payments and easier financial requirements which can be perfect for a first time home buyer. VA loans are for Veterans and their families to purchase a home with no money down. I even have access to no income stated loans, a rare type of home loan that can help self employed people among others purchase a home. When it comes to home loans there is no one size fits all program, contact me and I will find a loan that works best for you and your situation.

Are you already a home owner and want to take advantage of record low rates to save money on your mortgage payments or pull cash out of your home to pay for debts, a child’s education or just have some extra spending money? I can help you too. When you refinance, just like when you purchase a home, it’s important to know all your options. Little things can make a big difference in paying thousands of dollars for no reason. I have access to some of the most competitive refinance rates in New York. Let me run the numbers to see how much I could save you. If a refinance is not in your best interest I will be sure to tell you. I also offer debt consolidation loans. If debt has stopped you from living the quality of life you want to live, then talk to me. My debt consolidation services have helped many people who are in your situation.

My goal is to make you a client for life; I value my relationships with my clients. I look forward to speaking with you and gaining your trust and business. With so many places you can go how do you know you are working with the best? Put me to the test and I’ll give you all the options available to you, then you can compare my personal service and my loan terms. I’m confident that you’ll be pleased with what you see.



Nikitas Kouimanis
Sterling National Bank
Senior Loan Officer
NMLS # 9659
Phone (917) 557-0003
Efax (516) 570-4649
Email: nkouimanis@snb.com
Web: http://www.snb.com/nkouimanis
Web: http://www.nikitas-kouimanis.com